The real intense work of creating a scholarship pipeline that leads to a #DebtFreeDegree is best started the 11th grade year. Imagine using the final semester of junior year and the summer before senior year as a time to get tight essays written, visit college campuses, complete applications, and arrange a fantastic college resume, as well as get really good recommendation letters. These 12 steps are what you should take to put infrastructure in place so that you and your college bound teen can can create a SCHOLARSHIP PIPELINE that leads to a #DebtFreeDegree.